Why Save ₹100 a Day?
Saving just ₹100 a day might seem small, but it adds up to ₹3,000 a month and over ₹36,000 a year. The best part? You can do it without drastically changing your lifestyle.
1. Skip One Small Expense Daily
- Avoid that second cup of chai or coffee at the café
- Carry homemade snacks instead of buying outside
- Walk short distances instead of using an auto
2. Use Round-Up Saving Apps
Apps like Jupiter, Fi Money, or Jar round off your spending to the nearest ₹10 or ₹100 and save the difference automatically. It’s passive and painless.
3. Automate Daily Transfers
Set up an auto-transfer of ₹100 from your main account to a savings account or wallet. After a few weeks, you won’t even notice it.
4. Use Cash – And Save the Change
Every time you pay by cash and get ₹10 or ₹20 back, put it in a piggy bank or envelope. It builds a surprising daily stash over time.
5. Cashback = Savings
- Use cashback apps like MagicPin, Paytm, or CashKaro
- Every cashback you get, treat it as “bonus savings” and move it aside
6. Follow the "One Less Rule"
Just commit to buying one less of something every day – one less biscuit packet, one less OTT episode (saving data), one less online scroll (reduces impulse buys).
7. Sell One Item a Week
8. Cancel What You Don’t Use
- Unused subscriptions (Zee5, SonyLiv, apps)
- Old recharge packs
- Duplicate payments (gym + home workout?)
Final Thought
Saving ₹100 daily doesn’t require effort — just awareness. The key is to redirect money from low-value habits to your future self. With consistency, you'll not just save — you’ll build a mindset of financial freedom.