1️⃣ How to Improve Your CIBIL Score in 3 Months
Your CIBIL score affects your ability to get credit cards, home loans, or business loans. Here’s how you can improve it fast:
- Always pay your EMIs and credit card bills on time.
- Keep credit usage below 30% of your limit.
- Don’t apply for multiple loans at once.
- Use a secured credit card if your score is low.
Full guide here →
2️⃣ Budgeting on a ₹15,000 Salary: How to Save Every Month
Living on a tight budget doesn’t mean you can’t save. With the right strategy, even ₹15,000/month can be enough to cover essentials and save ₹1,000–₹2,000 monthly.
- Follow the 50-30-20 rule: 50% needs, 30% wants, 20% savings.
- Use UPI apps to track every rupee spent.
- Cook at home, avoid food delivery apps.
Read budgeting guide →
3️⃣ Best Passive Income Ideas in India (Zero Investment)
If you want to earn extra income without spending money, try these beginner-friendly passive income methods:
- Start a blog using free tools like Blogger or Medium.
- Create a digital product (e.g., eBook, Canva templates).
- List services on Fiverr or freelancer platforms.
Explore all ideas →
4️⃣ How to Save ₹100 Every Day Without Feeling It
Saving ₹100/day = ₹3,000/month = ₹36,000/year. It’s not hard if you build smart habits:
- Limit online spending; use cash instead of UPI.
- Track all subscriptions and cancel unused ones.
- Carry your own snacks/lunch to work or school.
View 30-day challenge →
5️⃣ Best Digital Savings Accounts in India (Zero Balance)
Want to avoid minimum balance penalties? These zero-balance accounts are free, online, and reliable:
- SBI Digital Savings Account (YONO)
- ICICI Insta Save Account
- Paytm Payments Bank or Airtel Payments Bank
Compare all accounts →